Captain Quint is about to throw Timon and Pumbaa off the cruise ship for being stowaways until he is stopped by Speedy. After Timon and Pumbaa thank Speedy for saving them, Timon suggests that he and Pumbaa should ditch the snail since everything is always trying to eat him and it's always up to them to save him.
A married couple then shows up and are delighted by Speedy's shell, suggesting that it would be a perfect earring for the female spouse. They therefore kidnap Speedy, making it up to Timon and Pumbaa to save the snail once again.
While the diamond collector and his wife are about to make an earring out of Speedy's shell, Timon and Pumbaa drill a hole in the ceiling/floor and Timon takes a hook to save Speedy. The diamond collector sees the hook and throws it in the ocean, and Timon accidentally catches an octopus, who attacks the two friends.
On their second attempt to rescue Speedy, Timon and Pumbaa disguise themselves as pirates who want Speedy, but the diamond collector's wife wants to be their pirate queen. After Pumbaa tells the truth, he and Timon get kicked out of the cabin. Timon and Pumbaa are now underwater for their third attempt. Timon spots the room where Speedy and the couple is. The meerkat then drills a hole on the bottom of the boat, while Pumbaa tries to stop him. This makes the boat fall and lands on the two.
Timon and Pumbaa now put various obstacles to trap the married couple and save Speedy. But the plan backfires as the couple passes all the obstacles safely. Timon and Pumbaa then see that Speedy is now made into an earring for the jeweler's wife, realizing that they are too late. The couple enter the ship lounge and, knowing that they can't just remove Speedy from the diamond collector's wife's ear in front of all the other passengers, Timon and Pumbaa decide to be sneaky.
Timon and Pumbaa successfully remove save Speedy from the couple without being noticed. While the three friends are walking on the deck, they get confronted by the couple for taking Speedy from one of the woman's ears. Timon, Pumbaa, and Speedy get run to the captain's room. Timon makes all the passengers (including the couple) get out of the boat by tricking them into thinking that there's gold underwater. Pumbaa worries everyone will return to the ship after finding out there's no gold. To make sure that doesn't happen, Timon moves the ship by pulling the lever, but accidentally makes the boat move too fast. After the meerkat repushes the lever to make the boat stop, the three friends make it to Speedy's home.
Unfortunately, the trio is confronted by the couple who are angry for being deceived. So Timon pushes the lever to make the boat move backwards so that he, Pumbaa, and Speedy get off with the couple is still on the ship, defeated by the trio.
With Speedy home safe and sound (and with his new gold shell), he says his goodbye to Timon and Pumbaa, only to get captured by a seagull, making it up to Timon and Pumbaa to rescue him once again.
- The diamond collector and his wife bare a striking resemblance to Dr. Caliostro and Torgo from Monster Massachusetts.
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